How we approach modern financial planning solutions

At teronsiloeoivo, our methodology is built around transparent consultations and evidence-based analysis. We review your goals, discuss market dynamics, and outline available options, always disclosing APR rates, fees, and repayment terms. This approach ensures you get tailored, practical guidance that is compliant with Australian regulations and relevant to your unique situation.

1200+

Consultations

96%

Satisfaction

10+

Years experience

Advisors discussing financial planning options

Meet our experienced team

Our advisors bring a mix of market insight, regulatory knowledge, and practical experience.

Olivia Bennett

Senior financial advisor

Master of Finance University of Sydney

12 years "Market analysis"

Sydney Financial Group

Certifications:

Australian Financial Services License Certified Financial Planner

Methods:

Evidence-based review Client-centric planning Regulatory compliance Market trend analysis Transparent disclosure

Core skills:

Clear communication Regulatory knowledge Analytical thinking Client advocacy

Awards:

Led compliance initiatives

Presented at industry forums

Developed client review process

Awarded for client service

Specialises in regulatory compliance and client consultations.

James O’Connor

Consultant advisor

Bachelor of Commerce Monash University

9 years "Resource allocation"

Melbourne Advisory Group

Certifications:

Diploma of Financial Planning Registered Tax Practitioner

Methods:

Client-driven review Data analysis Compliance process Outcome mapping Consultation feedback

Core skills:

Market research Data interpretation Problem solving Client support

Awards:

Enhanced analysis tools

Improved client retention

Published market insights

Recognised for teamwork

Focuses on analytical reviews and market understanding.

Priya Sharma

Financial planning specialist

Graduate Diploma of Finance University of Queensland

8 years "Consultation strategy"

Brisbane Advice Centre

Certifications:

Financial Planning Association Member RG146 Compliant

Methods:

Needs assessment Goal alignment Transparent process Feedback-driven planning Market review

Core skills:

Empathy Strategy development Client education Analytical skills

Awards:

Improved client engagement

Streamlined plan delivery

Awarded for excellence

Built strong client relationships

Known for her client-focused, practical advice.

Benjamin Wang

Senior consultant

Master of Business Administration UNSW Sydney

11 years "Market dynamics"

Perth Advisory Group

Certifications:

Certified Practising Accountant Chartered Financial Analyst

Methods:

Evidence-based consultation Outcome tracking Compliance review Process mapping Client collaboration

Core skills:

Process management Transparent communication Market insight Client rapport

Awards:

Developed best practices

Mentored junior advisors

Recognised for transparency

Improved consultation outcomes

Experienced in market analysis and transparent communication.

Our transparent consultation process

We take you through every step, making financial planning approachable and straightforward.

Initial discovery session

We begin with a conversation to understand your goals, needs, and current situation. This helps us tailor the next steps to your personal circumstances.

Sessions can be in-person or remote, ensuring flexibility and accessibility.

Analytical review and discussion

Our team conducts an analytical review, discussing market dynamics, resource allocation, and compliance with regulations. We make sure you receive clear information on APR rates, fees, and terms.

All findings and recommendations are shared in plain English for your understanding.

Tailored plan and next steps

Based on the previous sessions, we outline your available options and help you decide on practical steps forward. No decisions are made for you – you stay in control.

You can request ongoing support or follow-up as your needs evolve.

How our consultations compare

Features	teronsiloeoivo approach	Typical advisor	Online tool
Transparent APR disclosure	Yes	Some	No
Personalised sessions	Yes	Some	No
Australian regulatory compliance	Yes	Some	No
Ongoing support	Yes	Some	No